Protection of Personal Information

Profile Credit respects all Provincial and Federal laws regarding the protection of personal information. Profile Credit mainly collects and keeps credit information on businesses, but this information can include or be related to the owners, administrators or officers, consequently include information qualified as personal.

All of Profile Credit’s products and services are measured against strict privacy protocols and are intended to enhance trust and faith in the system by the consumer and our customers.

Prevention of Unauthorized Access to its Database

Security is part of our industry. We use various security control levels ensuring the prevention of illegal access in our databases.

Any confidential information is encrypted using the https protocol and SSL 128 bits. Secure access to data is ensured at many levels, notably by the use of usernames and passwords.

It's our customer's responsibility to maintain an updated list of its account users to prevent any unauthorized access, consequently generating undesired transactions on their account.

Responsibilities

The content and the source of information supplied by Profile Credit cannot be disclosed, reproduced or revealed in whole or in part to anyone in any manner or form. This information is submitted to its customer following his request and must be used for the sole purpose of the customer's normal business dealings. Because of the large number of sources from whom Profile Credit obtains the information and over which it has no control, Profile Credit cannot guarantee the accuracy of the information received. Therefore, the use of the information is restricted, remains the customer's entire responsibility and commits the customer to guarantee Profile Credit without condition or restriction. Any anomaly in the content of this information must be reported immediately in writing to Profile Credit.

It is agreed that, following each of the customer's decisions to grant credit, the risks involved are the sole responsibility of the customer and that by supplying the information, Profile Credit shall not and will not be held accountable for these risks, of any nature they might be. Consequently, Profile Credit will not be held responsible for any loss or damage imputable in part or in whole, caused by an omission or perpetration by neglect from its part or its managing personnel, representatives or employees, by unforeseen events independent of Profile Credit’s control, to provide, gather, collect, interpret, record, communicate or transmit the information.

The supplier guarantees he has obtained the subject's information disclosure authorisation. Profile Credit as a credit bureau representing the supplier is authorised to obtain any credit information during the term of the contract. A copy of the disclosure authorisation is available anytime, upon request.

WARRANTY

Profile Credit does not warrant the completeness, timeliness or accuracy of any of the data, information and/or programs available at this web site. To the fullest extent permitted by law, the information is provided "as is" without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title or non-infringement.

DISCLAIMER

In no event will Profile Credit or its affiliates be liable to any party for any direct, indirect, special or other consequential damages for any use of or reliance upon the information found at this web site, or on any other linked web site, including, without limitation, lost profits, business interruption, loss of programs or other data, even if Profile Credit is expressly advised of the possibility of such damages.

QUEBEC TAX LAWS

In virtue of the Quebec Tax Laws, our clients situated outside the Province of Quebec are not permitted to use their Profile Credit Web Access from Quebec locations.